Dwolla?s FiSync Goes Live, Eliminates ACH Delays With Real-Time Bank Transfers

A major milestone for disruptive mobile payments platform?Dwolla: the company has just switched on FiSync, its real-time money transfer system which aims to replace the outdated - and much slower - ACH process. ACH, or Automated Clearing House, is the traditional means for making electronic payments here in the United States. A 40-year old system, ACH enables money to move from Bank A to Bank B, but the transactions take two to five days to complete. FiSync basically blows that system up, offering banks, credit unions and service providers access to a real-time alternative.

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